Ann Marie Regal, CFP®

About the Advisor

A Global Perspective on Wealth, Built Across Borders

My path into financial planning was shaped by a deep belief that geography should never be a barrier to great advice. I hold the CFP® (CERTIFIED FINANCIAL PLANNER™) designation and lead a multidisciplinary team of CFP®, CFA®, EA, and CAIA® professionals dedicated to the highly complex planning and wealth management needs of cross-border clients. My work is rooted in comprehensive, holistic financial planning and a genuine commitment to fiduciary advice and transparent fee structures.

Clients choose to work with me because I understand the world they live in. Whether based in Singapore, the United States, or somewhere in between, globally mobile families and individuals face a unique set of financial challenges that generalist advisors simply aren't equipped to handle. I bring the technical depth and international perspective required to navigate those complexities and my team delivers it with the personalized, partner-level attention our clients deserve.

I am a member of FPA, FPAS (Financial Planning Association Singapore), and AFA(S) (Association of Financial Advisers Singapore).

I have been featured in the Wall Street Journal, Forbes, FPA, and Kiplinger.

About Avrio Wealth

I co-founded Avrio Wealth in 2020 to fill a clear gap in the market: providing fee-based wealth planning and investment management to global families who require a genuinely international perspective, including US taxpayers living and working abroad. The firm is built on the principle that client relationships begin with a financial plan; and that through planning, we create the long-term trust needed to help clients truly achieve their goals. Our owners are CFP® Professionals and Singapore Permanent Residents with over 50 years of combined financial services experience.

For clients who want a truly global view of their wealth, we use Addepar to aggregate public, private, and alternative assets into a single platform, enabling unified performance and risk analysis across all currencies. We offer more than 20 professionally managed portfolios across USD (onshore and offshore ETFs), GBP, EUR, SGD, AUD, and global currencies, available through both ETFs and individual securities. By the end of 2026, Avrio's portfolios will be GIPS® verified, ensuring transparency and global comparability in performance reporting.

Our fees are structured as Flat Fee, AUM (Assets Under Management), or Hourly Rate depending on the scope of engagement.

Avrio Wealth is regulated by the Monetary Authority of Singapore and registered with the U.S. Securities and Exchange Commission (SEC) under both Avrio Wealth Pte Ltd and Avrio Wealth LLC.