Cross-Border CFP® & Expat Tax Advisor for U.S. Expats & Multinational Families
My name is Otto Rivera, and I'm a CERTIFIED FINANCIAL PLANNER®, Investment Advisor, and tax professional with 12 years of experience supporting U.S. expats and multinational clients through the complexities of cross-border financial life.
My career in this space began at Charles Schwab & Co., where I served as an International Subject Matter Expert before moving into a Cross-Border Financial Planning and Investment Management role at a Registered Investment Advisor firm. That foundation, combined with deep expertise in investment management operations and the Schwab Investment Platform, shapes how I approach the technical side of this work.
I work with curiosity, empathy, and a genuine problem-solving orientation. My goal is to meet clients where they are, help them ask the right questions, and move forward with clarity and confidence, whether they're navigating a cross-border transition for the first time or managing an established international financial life.
Listen to Otto's episode on Passport to Wealth™ here.
About Mindful Wealth LLC
Mindful Wealth LLC provides comprehensive financial planning and investment management for individuals, families, and professionals in the U.S. and abroad. As an Enrolled Agent admitted to practice before the IRS, I also own Emergent Tax Services LLC, which allows me to integrate tax preparation and planning directly into the broader financial picture, rather than treating it as a separate engagement.
Languages Spoken
- English
- Spanish
Client Focus
- US Expat Moving Abroad
- US Expat Living Abroad
- Non US Persons Leaving the US with US Based Assets
Expert Services Offered
- Cross-Border Financial Planner
- Investment Management
- Cross Border Individual Tax Planning
- US Tax Prep
Compensation Model
- Fee Only
- Hourly Rate