Understanding US and Canadian Financial Planning: A Comprehensive Guide
March 3, 2026
What really happens to your taxes, investments, and estate when you move between the US. and Canada? In this episode, Arielle Tucker, CFP®, EA is joined by Lucas Wennersten, CFA, CFP® (Canada), CFP® (USA) to break down the hidden financial rules that impact expats, dual citizens, and globally mobile families. From tax treaties and deemed disposition taxes to healthcare costs and retirement planning, this conversation reveals why cross-border planning isn’t optional — and how getting it right can save you significant money and stress.
Navigating life and finances across the US.–Canada border can feel overwhelming especially when taxes, investments, citizenship, and estate planning collide.
In this episode of Passport To Wealth™, host Arielle Tucker, CFP®, EA sits down with Lucas Wennersten, CFA, CFP® (Canada), CFP® (USA), founder of 49th Parallel Wealth Management, to unpack the real-world complexities of cross-border financial planning between the United States and Canada.
Lucas shares his personal journey into cross-border planning, explains the key differences between the US. and Canadian tax systems, and highlights the most common (and costly) mistakes expats and globally mobile families make. From dual citizenship and tax treaties to deemed disposition taxes, estate planning pitfalls, healthcare costs, and retirement planning across borders. This episode is packed with practical insights for US. expats, Canadian snowbirds, dual citizens, and anyone considering a move across the border.
If your life, family, or money touches more than one country, this conversation is essential listening.