Nicole Ralph, CFP®, MBA

I provide services that are delivered through a high-touch, highly personalized approach, ensuring each client receives thoughtful, tailored guidance aligned with their unique cross-border circumstances.

Developing and implementing a cross-border financial plan is rarely straightforward. For U.S. taxpayers living abroad, the level of complexity and compliance can feel overwhelming. I understand this challenge both personally and professionally, having spent more than 20 years specializing in cross-border financial planning to serve American expats and newly established U.S. residents and green card holders.

As a dual U.S./UK citizen based in the UK, I have dedicated my entire career to alleviating the weight and worry that often accompany these critical financial decisions. I work with a diverse range of private clients including families, retirees, newly divorced or widowed individuals, and highly compensated professionals in the legal and technology sectors. I also bring deep expertise in advising UK-based beneficiaries of U.S. trusts and navigating complex, multi-generational wealth structures which often include other jurisdictions beyond the US and UK.

I am apart of the American Women's Club, London and FAWCO.

W1M is uniquely positioned to provide cross border advisory and wealth management services to meet the sophisticated needs of high net worth global clients. 

Regulated by the FCA, SEC and CNMV, we can provide investment management to clients located in the US, UK and Europe.

U.S. Regulatory Disclosure

FCA Register