Kaitlin M. Krozel, CPA

I specialize in advising U.S. expats and globally mobile families because I understand their lives firsthand — not just professionally, but personally.

Over the past 15 years, my family has relocated six times, including three international moves to Singapore, Spain, and Chile (my upcoming move will be back to Europe). I know the financial, tax, and logistical complexity that comes with cross-border transitions — foreign income reporting, multi-jurisdictional tax exposure, retirement planning while abroad, currency considerations, and maintaining long-term U.S. financial strategy while living overseas.

I am a Certified Public Accountant (CPA) with an undergraduate degree in Accounting and Finance (minor in Spanish) and a Master’s degree in Tax & Financial Planning. 

Education background: 

• Cal Poly San Luis Obispo; B.S. in Finance & Accounting, Minor in Spanish
• San Diego State University; Master's degree in Tax & Financial Planning

Prior to founding Krozel Capital, I worked at Ernst & Young in San Diego and later as an expat tax preparer in Singapore.

My husband is a Commander in the U.S. Navy, currently serving in embassy assignments, also giving me direct insight into the career structures, benefits systems, and relocation cycles that shape military and diplomatic households.

My unique experience and my CPA designation allow me to integrate our clients' financial and tax planning strategy.

In my spare time, I give back by serving as an advisor to a local high school's investment club. I also enjoy reading, traveling, and pilates/yoga.

About Krozel Capital

Founded in 2012, we are a global advisory and U.S. tax firm serving U.S. citizens living and working abroad. We specialize in the complex financial lives of Americans overseas — from cross-border tax compliance and multi-currency cash flow planning to long-term investment strategy and retirement planning. 

Our mission is to be the single, trusted advisor our clients rely on for clarity, coordination, and confidence wherever life takes them.

What sets us apart is our fully integrated model. We provide U.S. international tax preparation and proactive tax strategy alongside comprehensive financial planning and investment management — all under one roof. No fragmented advice, no conflicting strategies, and no need to coordinate between separate tax preparers and investment advisors. Every decision is made with your full financial picture in mind.

We serve U.S. expats and Americans working abroad, U.S. expat small business owners, U.S. military families and working spouses, and diplomats and Foreign Service professionals. If your life spans borders, so should your financial strategy. 

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