Cross-Border Financial Planning Expertise for Canada–U.S. Transitions
Brian Wruk, MBA, CFP® (U.S.), CFP® (Canada), TEP, CIM, RFP® (Canada), GFP Fellow, is the author of The Canadian in America and The American in Canada, and the founder of Transition Financial Advisors Group LLC, established in 2001.
A dual Canada–U.S. citizen, Brian was born and raised in Edmonton, Alberta, and brings a rare depth of cross-border credentials and lived experience to his work. He holds both Canadian and U.S. CFP® designations, is a Registered Trust and Estate Practitioner (TEP) with the Society of Trust and Estate Practitioners in the U.K., a Canadian Investment Manager (CIM), an RFP® designee with the Institute of Advanced Financial Planners, and a GFP Fellow with the Global Financial Planning Institute.
Beyond his professional qualifications, Brian has personally navigated life and financial transitions between Canada and the United States. He understands firsthand the complexity, uncertainty, and high stakes involved—and has quite literally walked in the shoes of the clients he serves.
Financial, Tax, and Estate Planning for Canadians and Americans Crossing the Border
Transition Financial Advisors Group LLC specializes exclusively in helping individuals and families moving between Canada and the United States. Cross-border moves raise complex questions that require integrated financial, tax, and estate planning, including:
Which tax returns must be filed, with which authorities, and when
How to structure an estate plan when assets and heirs span both countries
What estate and inheritance taxes may apply in Canada and the U.S.
Whether government benefits such as Social Security, Canada Pension Plan (CPP), and Old Age Security (OAS) can still be collected after a move
Which country offers a more affordable and sustainable retirement lifestyle
What healthcare options are available before and after relocation
Clients come to us seeking clarity, confidence, and answers to questions that are often overlooked by traditional advisors. Our clients value peace of mind, thoughtful planning, and the ability to delegate complex cross-border decisions to a team that truly understands both sides.
If you are moving—or have already moved—across the Canada–U.S. border, have assets exceeding USD $1 million, and want expert guidance tailored to your unique situation, you may be an excellent fit for our firm.
You can watch this video to learn more about Brian and his work.
Languages Spoken
- English
Client Focus
- US Expat Living Abroad
- US Expat Moving Abroad
- Non US Persons Leaving the US with US Based Assets
Expert Services Offered
- Cross-Border Financial Planner
Compensation Model
- Fee Only